Google Pay debit card. Let's see what actually is that.



Here it is Google Pay card that will act as a debit card for your checking account.

The image of the card was obtained by TechCrunch. However, it’s still a rumor, so don’t take it to the bank just yet.

Those of you old enough to remember will know that this won’t be the first time there’s been a Google Pay card — although the original was a Google Wallet card, which was the precursor to Google Pay. The Google Wallet card allowed you to pay for things at any credit card terminal, with the funds deducted from your Wallet balance or connected banking accounts.

The Google Pay app would act as your banking app, showing you your deposits, withdrawals, and purchases. According to TechCrunch, you wouldn’t necessarily need the supposed Google checking account to use the Google Pay card — you could instead link it to your existing checking account and then use the Google Pay app as your financial hub.

From what TechCrunch reports, the Google Pay card and associated checking account wouldn’t be too different from the original Wallet card. The physical card would be connected to your account and you could use it for point-of-sale purchases by simply holding it up to a card reader and using the NFC chip inside. You could also use the chip-reader of a terminal if it doesn’t support NFC transactions.

Why would you want to do that? The Google Pay card will, theoretically, be much more secure than a standard debit card because it will create virtual account numbers for your transactions. Plus, the Google Pay app will likely be much more robust and dependable than the apps of some smaller banks and credit unions.

However, it’s interesting to see Google pretty much just trying what it’s already tried before with the Google Pay card. Time will tell if that’s how it actually plays out.

~By
Sunilkumar Choudari

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